The garden is overdue for half a year. Today, someone called and said that they would go to my house to check their income. They also said that they would contact the local police station to arrest me. Is it true?/You don't say. The more in arrears, the police station will not arrest people, but if you have to pay back the money spent on flowers, Alipay will still urge you to pay back. Overdue for 30 days affects personal credit, and will be prosecuted for more than 3 months.

Generally speaking, if the overdue days of the ant flower garden are short, such as within 7 days, the ant flower garden function can be used normally after the overdue loan is paid off. But if it is overdue for 30 days, you can never use ant flowers.

1, the ant flower bud is 7 days overdue.

After the ant flower buds were overdue for 7 days, the user could not use the ant flower buds temporarily, and returned to normal after the user repaid the overdue amount.

2. After the ant flower buds are overdue for 30 days.

After 30 days overdue, users should pay off the overdue amount, and will never be able to use consumer credit products such as Huabai and Tmall installment.

Extended data:

Consequences of expired flowers

1, overdue fine

Just like a credit card, once an ant flower bud is overdue, it will generate a high late payment fee, while Alipay's late payment fee is five ten thousandths per day, which means that your flower bud quota is 1 0,000, and if it is overdue for one month, it will generate 1, which is really high in 500 yuan.

2, affect the sesame credit score

After some netizens' ant flowers were overdue, the sesame credit score dropped by more than half, and the sesame credit score was greatly reduced. Now Sesame Credit is connected with more and more businesses, such as taking the bus, taking the subway and borrowing charging treasure. Sesame credit score is too low to enjoy the relevant convenient services, because it will really bring great inconvenience to reduce sesame credit score after the deadline.

3 overdue records reported to the people's Bank of credit.

If the ant flower buds are overdue, the overdue records will be reported to the Personal Credit Record Center of the People's Bank of China. If it is overdue for a long time, it means that the credit information is overdue for a long time and becomes a black household. Once you become a black household, you will be refused to apply for a mortgage loan, a car mortgage loan or a credit card.

4. Long-term overdue may be prosecuted.

The ant flower garden has been overdue for a long time and has not been repaid after collection. In the end, Alipay may hand over the overdue records to the court and apply to the court for enforcement. If you refuse to pay back at this step, you will be included in the list of people who have lost their trust and become "old lai", and the consequences will be more serious.

References:

China People's Network-Civil Procedure Law