1. Seller: ID card, household registration book, bank card, real estate license, address change form (required for address change). There are several situations that need to be provided:
Married marriage certificate, the spouse needs to be present.
Divorce certificate, divorce agreement/judgment (requiring clear ownership of property rights)
The death certificate of the widowed person (which must be issued by the police station where the household registration is located) and the notarial certificate of inheritance.
Company real estate license, address change form (address change is required), copy of legal person ID card, account opening permit, official seal, tax registration certificate, articles of association, copy of board resolution/shareholders' meeting agreeing to sell, business license and organization code certificate, power of attorney, original and copy of trustee ID card,
If multiple owners get married, all owners' spouses are required to be present. If they are not present, a notarized power of attorney is required.
2. Buying a house: ID card, household registration book, proof of marital status, proof of income, bank running water, and some banks need to issue proof of housing situation (family as a unit).
Note: Proof of housing situation: Family includes minor children. Leave the ID cards of both husband and wife, the original and photocopy of the children's household registration book, and go to the file inquiry window of the Housing Authority, and one of them will be fine.
If the buyers are underage, they can't apply for second-hand housing mortgage loans.
Married couple's ID card, household registration book, income certificate, bank account, marriage certificate and the presence of both husband and wife.
Divorced identity card, household registration book, divorce certificate, divorce agreement/judgment, income certificate, bank account.
Widowed ID card, household registration book, death certificate (must be issued by the police station where the household registration is located), income certificate and bank account.
If it is a company, there is no way to apply for a second-hand housing mortgage loan.
The above is the information needed for second-hand housing mortgage loan, hoping to help you.