Legal analysis: As long as you have the real estate license to buy a house with a loan, you can go through the formalities of settlement. After the loan to buy a house, the real estate license will not always be placed in the bank. Generally, after completing the mortgage formalities, the bank staff will mark the mortgage on it and then return it to the lender. Lenders can bring real estate license, occupancy certificate, ID card, household registration book and other materials to the household registration management section of the police station where the real estate is located for settlement procedures.

Legal basis: Article 5 of the Regulations on Household Registration in People's Republic of China (PRC) takes households as the unit. One household lives with the supervisor, and the supervisor is the head of the household. An independent family, with me in charge. Organs, organizations, schools, enterprises, institutions and public dormitories have one or a single household. The head of household is responsible for reporting household registration in accordance with the provisions of these regulations.