There are strict rules for door-to-door collection, which does not mean that you can come if you want, especially for illegal loans such as credit cards and online loans. In the current environment of eliminating evils, you won't come to the door.

Don't be afraid because the credit card is overdue. It's just a verification of the materials and the agreed repayment time. The door-to-door recording records the whole process, and generally it is not allowed to enter the debtor's home.

Although the debtor owes money to the bank, he still enjoys basic rights, such as privacy and portrait rights. Specifically, if the three-party collection confirms the debtor's situation to the neighbors, even if the neighbors ask, the three-party collection can only be said to be the staff entrusted by XXX Bank, which needs materials for verification, and it is not allowed to tell the whole situation of the debtor's debt.

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Purpose of third-party collection

In fact, door-to-door collection has brought pressure to the debtor to a greater extent, because suddenly receiving a collection call, saying that it is downstairs or at the door of the company, it will be a stressful thing to see the collection appear. However, the real purpose of third-party collection is to get back overdue credit card arrears for banks, and it is not intended to be difficult.

Overseas visits collected by third parties are usually a dozen cases accumulated in their hands, not specifically for a debtor.

Therefore, some credit card debtors say that if the other party comes to the door, they will be asked to "come back", which is actually a bit extreme. Many things can be solved. Don't play hardball It's really unnecessary.