Generally, you only need to fill in two contacts when applying for a credit card (debit card), one is your parents, and the other is your relatives, friends or colleagues.
However, I suggest that if you fill in colleagues, relatives and friends, it is best to fill in people who have used credit cards (debit cards) in this bank and are high-quality customers of this bank, so that the bank will recognize you and improve the success rate of applying for cards. After all, it is close to Zhu Zhechi.
How about CreditEase loan? What are the conditions for creditease loan? What is the process of creditease loan?
Changsha area
Contact (Manager Chen)
Changsha-147
Contact information -269 1
Telephone -3839
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Credit Suisse Bank Loan Process:
Submit information application-platform system audit-reach an agreement with the lender-lend
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Features of CreditEase loan products:
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CreditEase loan does not need mortgage guarantee.
Do not need any real estate mortgage. CreditEase makes your credit reflect more value.
No pre-loan fee is required.
CreditEase will not charge you any fees before you reach a loan relationship with the lender, so as to provide you with honest service.
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CreditEase loan procedures are simple and fast.
You only need to provide a few credit materials such as identity certificate and income certificate. As long as the loan application materials are submitted completely, the audit can be completed within two working days.
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Credit Suisse Bank loan is easy to pay and repay every month.
The loan amount can be up to 300,000 yuan, and the repayment period can be up to 48 months. If you meet certain credit conditions, you can also enjoy preferential loan interest rates. CreditEase will help every borrower.
Customers design targeted repayment plans to help you repay easily every month and enjoy quality life in advance.
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Yixin loan revolving credit loan
After the loan is successful and a certain repayment is reached, you can become a revolving loan customer of CreditEase with only one phone call, and enjoy higher loan amount, more favorable loan interest rate and faster loan service. CreditEase will be your trustworthy credit partner for life.
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Yixin loan intimate quality service
CreditEase will provide you with repayment reminder service, and many cooperative banks can provide repayment service. At the same time, CreditEase will keep the personal data you provide strictly confidential and will not disclose it to any other organization or individual, thus truly protecting your personal privacy.
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CreditEase loan for college students
Information provided by the applicant (original required):
The following four basic information must be provided:
1, ID card
2. Student ID card
3 ordinary passbook or ordinary bank card information list (more than six months)
Personal credit report
It is recommended to provide the following credit certificates:
1, library card, dormitory card
2. Transcripts and scholarship certificates
3, class cadre certificate, proof of community activities
4. Various honorary certificates and social return certificates (such as blood donation and compulsory education). )
5. Proof of payment by mobile phone, with annual tuition and accommodation fee deducted (or paid).
6. Work-study certificate
7. Credit card statement
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CreditEase loan for wage earners
Information provided by the applicant (original required):
The following three basic information must be provided:
1, ID card
2. Detailed list of salary cards (reconciliation details of ordinary bank cards for six consecutive months)
3. Personal credit report
It is recommended to provide the following credit certificate.
1, household registration book, marriage certificate, academic certificate
2. Labor contract, work permit, business card and dispatch certificate
3, rental contract, temporary residence permit, proof of residence
4. Real estate (registration certificate or contract), motor vehicle (driving license or registration certificate), share certificate and insurance subscription certificate.
5, utilities, cable TV, gas, insurance, rent, property fees, fixed telephone, mobile phone bill.
6. Credit card statement
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Credit Suisse Private Owner Loan
Information provided by the applicant (original required):
The following five basic information must be provided:
1, ID cards of both husband and wife
2. Marriage certificate
3. Real estate license
4. Business license, tax registration certificate, financial statement or entry-exit account list
5. Personal credit reports of both parties
It is recommended to provide the following credit certificates:
1, household registration book, education certificate
2. Labor contract and business card
3, rental contract, temporary residence permit, proof of residence
4. Various honorary certificates and social return certificates (such as blood donation and compulsory education). )
5. Real estate (registration certificate or contract), motor vehicle (driving license or registration certificate), share certificate and insurance subscription certificate.
6, utilities, cable TV, gas, insurance, rent, property fees, fixed telephone, mobile phone bill.
7. Credit card statement
8. Other financial resources or materials related to stable operation.
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Was the audit of CreditEase loan the first call you made? If you don't believe it, you won't call other contacts.
In theory, such institutions can play, especially this one, which is much more professional than credit card auditing.
Do you need to call for a reputable car loan review?
CreditEase Pratt & Whitney may call the borrower to verify the information during the audit. Generally, different loan products have different audit conditions and processes, and some lenders need to conduct face-to-face audit. CreditEase has also set up many branches and different products according to its own business distribution. CreditEase Pratt & Whitney is a inclusive finance business brand owned by CreditEase. CreditEase Pratt & Whitney's loan products are mainly divided into personal credit loans, enterprise credit loans, vehicle financing leasing, agricultural financing leasing, real estate mortgage loans and other loan products.
Will CreditEase Pratt & Whitney Loan Review Conference call the contact person?
Now many lending institutions will launch different loan products according to different borrowers, users and loan scenarios. CreditEase has also set up many branches and different products according to its own business distribution. CreditEase Pratt & Whitney is a inclusive finance business brand owned by CreditEase. CreditEase Pratt & Whitney's loan products are mainly divided into personal credit loans, enterprise credit loans, vehicle financing leasing, agricultural financing leasing, real estate mortgage loans and other loan products. Of course, when many borrowers want to borrow from CreditEase Pratt & Whitney, they certainly want to know whether CreditEase Pratt & Whitney is good at applying for examination and approval, so as to avoid their loan applications being rejected.
What are the interests of Yixin Pratt & Whitney?
CreditEase Pratt & Whitney's loan interest rate will vary according to different products. In addition, the loan interest rate of different borrowers will be slightly different. There are no specific data at present. Therefore, borrowers need to consult their own loan fees before applying for CreditEase Pratt & Whitney loan. Generally, borrowers need to pay loan interest in CreditEase Pratt & Whitney loan, and different products may have different service fees. If the borrower needs to prepay, it also needs to pay the formalities fee for prepayment to CreditEase Pratt & Whitney.
Will CreditEase Pratt & Whitney Loan Review Conference call the contact person?
CreditEase Pratt & Whitney may call the borrower to verify the information during the audit. Generally, different loan products have different audit conditions and processes, and some lenders need to conduct face-to-face audit. Generally, in addition to the loan products that must be called, CreditEase Pratt & Whitney will also contact the borrower by phone under the following circumstances.
1. The borrower's information is incomplete. Generally, when applying for a loan, the borrower fails to provide the loan information as required. It is possible for CreditEase Pratt & Whitney to contact the borrower by telephone for reminding and telephone verification.
2. The borrower fails to repay the loan within the time limit. Once the borrower is overdue, CreditEase Pratt & Whitney will definitely contact the borrower by phone. For borrowers in serious situations, CreditEase Pratt & Whitney will also directly contact the borrower's mobile phone address book list.
Is the audit of CreditEase Pratt & Whitney Loan strict? Will the next payment be all right?
In fact, CreditEase Pratt & Whitney's next payment ultimately depends on the borrower's own loan conditions. CreditEase Pratt & Whitney has its own loan conditions for different loan products. If the borrower wants to pass the borrower's audit smoothly, he needs to meet the loan conditions of the products he wants to borrow first.