Buying a house and a car is something that almost everyone will do, so what conditions do migrant workers need to meet when buying a house with bank loans? This is probably a psychological effect, and the loan is not professional.

The conditions for applying for a mortgage loan are:

1, aged between 18-65 years old, in good health and good personal credit;

2. Can provide legal and valid identification and proof of marital status;

3. The income is stable, and you can provide the bank with proof of salary income, bank running list and tax payment certificate.

4. Have the ability to pay down payment, and can provide commercial housing sales (pre-sale) contract or letter of intent;

5, must meet the local government's residence time requirements for property buyers, or social security payment time requirements.

Usually, it is difficult for migrant workers to issue proof of income, and they can seek it through their communities.