But this also depends on the actual situation. If the bank's loan policy changes, it may be extended to about one month. If the bank is short of funds, it needs to wait in line, and the time will be further extended.

if it has not been approved for more than 3 months, it may be that the lender does not meet the loan conditions or the information is not complete. If it cannot be processed, the bank will take the initiative to inform. After approval, the bank will not lend money immediately, but also sign a loan contract with the applicant, and after signing it, it will issue loans according to the terms of the contract.