The loan interest rate of the first commercial house in Chongqing is 5.2%(LPR60BP). Official website, Chongqing Branch of the People's Bank of China, inquired that the interest rate for the first suite of pure commercial loans is the minimum down payment of 30%, the interest rate is LPR+ basis points, and the interest rate for the first suite of pure provident fund is the minimum down payment of 20%, 2.75% within five years (including five years) and 3.25% over five years.