Legal analysis: Due to the risk control, the loan can be released in about 1-30 days. Take Huayuan as an example. If the user is overdue and is subject to risk control by the platform, the user may immediately release the risk control after entering. If the risk control is caused by illegal cash withdrawal, it may take 1-2 months or even longer. The specific release time of risk control is determined after the platform evaluation, and there is no specific statement. After the loan risk control, users should first find out the reasons, then solve them in a targeted way, and then wait for the platform evaluation to pass.

Legal basis: Civil Code of People's Republic of China (PRC).

Article 667 A loan contract is a contract in which the borrower borrows money from the lender, repays the loan at maturity and pays interest.

Article 669 When concluding a loan contract, the borrower shall, at the request of the lender, provide the true information about the business activities and financial status related to the loan.