The mortgage loan of real estate license refers to the loan applied for with the property with ownership as mortgage. For example, commercial housing that can be listed and circulated has been mortgaged to banks, which requires that the purpose of mortgage loans should be special and cannot be used for real estate speculation or stock speculation.

How to mortgage the real estate license the fastest?

(1) prepare ID card, real estate license, purchase contract, marriage certificate, household registration book and other materials before the loan.

(2) The borrower provides the bank statement of personal account for nearly half a year. The value of the house is different, and the loan amount of the bank is different. In order to reduce the risk, the bank depends on the lender's credit line and economic strength.

(3) The borrower can flexibly choose the loan amount according to his own situation. After applying for a mortgage, the bank will review the qualifications of the borrower and go through the relevant procedures after the approval.

(4) Loans from banks for real estate licenses will be directly credited to the accounts of real estate developers, and generally will not be paid directly to borrowers.