Transaction Process and Cost of Changchun Second-hand Housing Loan

Bank of China provides personal second-hand housing loans, business process:

1. Sign the sales contract;

2. Apply for a loan: the buyer and the seller submit the required relevant materials to the lender;

3. Real estate appraisal;

4. Loan approval: the bank approves the loan application and determines the loan amount and term.

5. sign a contract;

6. Handling property transfer and mortgage registration procedures;

7. Sign the "loan receipt";

8. Issuing loans;

9. Repaying the principal and interest: The borrower shall repay the principal and interest from the month following the loan issuance.

There are differences in different regions. Please consult your local China Bank for details.

The above contents are for your reference. Please refer to the actual business regulations.

If you have any questions, please contact online customer service of Bank of China.

You are cordially invited to download and use China Bank Mobile Banking APP or China Bank Cross-border GO APP to handle related business.