A part of the monthly salary will be used to pay the provident fund, and the company will also pay a part, so many people will care about how much money their provident fund account has. 1. Inquiry method of individual housing provident fund loan 1. Log in to the Housing Provident Fund Management Center in official website for enquiry 1. Enter official website, through the "individual housing provident fund inquiry" link, click the inquiry page; (You can search through Baidu or enter the query through the national housing provident fund query system) 2. Enter the account number (ID card or provident fund card number) and password to enter the account details page. Method 2: Log in to the online banking of the provident fund custodian bank 1 and log in to the online banking of China Industrial and Commercial Bank (or other provident fund custodian banks); 2. After logging in successfully, enter the online banking welcome page and click the "My Account" column link in the navigation bar; 3. After entering the "My Account" page, find the option of "Housing Provident Fund" in the function menu on the left and click "Housing Provident Fund"; 4. Select "My Housing Provident Fund", "Query Transaction Details" and "Query Repayment Schedule" according to your own needs. Method 3: Go to the counter of the Housing Provident Fund Management Center for enquiry 1. Employees are required to bring the original ID card of the employee; 2. The unit manager needs to bring the original letter of introduction issued by the unit manager and the original ID cards of employees and managers when inquiring; 3. Customers need to bring the original ID cards and power of attorney of employees and customers when inquiring; 4. Bring information to the counter of the District Provident Fund Management Center; 5. If you need to query (print) the historical details of provident fund deposit (more than one and a half years), you must apply to the provident fund center (office, sub-center) with the original ID card, and you can get the query details after 5 working days. Second, how to withdraw the housing provident fund 1, employee application: Employees who meet the withdrawal conditions, with relevant supporting materials and their ID cards, go to the information desk or unit of the provident fund center to receive the "Jinan Housing Provident Fund Withdrawal Application Form". 2. Unit verification: The employee goes to the unit for preliminary examination with the application form, and the unit verifies whether the applicant is the employee himself, the balance of the housing provident fund and whether it meets the extraction conditions, and then truthfully fills in the application form, and then affixes the seal of the unit in the bank, and the employee himself goes through the extraction procedures. 3. Examination and approval of the provident fund center: The employee goes to the provident fund center for examination and approval with the "Application Form" verified and stamped by the unit and his/her ID card. The procedures are complete and the information is true, complete and effective. 4. The entrusted bank shall go through the payment procedures. After the examination and approval by the center, the applicant will go through the withdrawal procedures of provident fund at the entrusted bank with the application form. When withdrawing money, you should show your ID card. After the bank staff check it correctly, they will go through the formalities of withdrawing the provident fund and transferring it to the employee bank card (passbook) or repayment account. Third, what are the benefits of housing provident fund loans to buy a house? 1. Provident fund loan interest rate concessions. With the same loan amount and repayment period, compared with commercial loans, provident fund loans not only have shorter repayment time, but also have much less repayment interest. 2. The repayment of provident fund loans will be more flexible and convenient. The borrower can determine the monthly repayment amount, provided that the monthly repayment amount is not lower than the low repayment amount stipulated by the bank. In this way, the borrower can make a reasonable and feasible repayment plan according to his own economic strength, which is convenient for the borrower to arrange his monthly economic expenditure. 3. For the prepayment of provident fund mortgage loan, the borrower can repay part or all of the loan principal and interest in advance without paying any liquidated damages. 4. Provident fund loans have fewer restrictions on purchased houses. At present, major commercial banks have many restrictions on second-hand housing loans. It is difficult for banks to apply for housing loans for second-hand houses with excessive housing age, poor real estate location and poor liquidity. However, for the provident fund loan to buy a house, the bank has relatively few restrictions on the age of second-hand housing. Second-hand housing age and housing loan life add up to less than 50 years, you can apply for provident fund mortgage loans. In summary, individual housing provident fund loans can be inquired at the window of the affairs hall of the local housing provident fund management center; Telephone hotline inquiry; Network query interface; You can visit the local provident fund management website for enquiries.
Legal objectivity:
"Regulations on the Management of Housing Provident Fund" Article 12 The Housing Provident Fund Management Committee shall, in accordance with the relevant provisions of the People's Bank of China, designate a commercial bank entrusted with the financial business of housing provident fund (hereinafter referred to as the entrusted bank); The housing provident fund management center shall entrust the entrusted bank to handle financial services such as housing provident fund loans and settlement, as well as the establishment, deposit and return procedures of housing provident fund accounts. The housing provident fund management center shall sign an entrustment contract with the entrusted bank.