Clove IOUs are not recyclable. Lilac IOU is a lending service provided by the network platform, which is similar to the online loan agreement. On the Lilac IOU, users can fill in the loan information, agree on the repayment method, reach a loan agreement with the lender, and obtain the corresponding loan funds. The recovery of loans is not clearly defined. But generally speaking, the specific content and contract of the loan agreement are clearly stipulated, including the loan amount, repayment method and repayment period. These terms are generally "one-off", so clove IOUs cannot be recycled. Even if it is not clearly stipulated in the loan agreement, users are advised to fully communicate with the lender before borrowing, and clarify the purpose of borrowing and repayment methods and other related matters. In addition, Lilac IOUs are lending services carried out through online platforms. In the process of operation and management, the platform also needs to abide by relevant laws, regulations and regulatory requirements, and at the same time, it also has certain protection responsibilities for users' personal information and privacy. Therefore, when using clove IOUs, we should understand and abide by the service agreement and privacy policy of the platform, as well as the relevant laws and regulations on lending behavior, so as to avoid unnecessary risks and disputes.