1. Confirm that the developer has made initial registration: Generally speaking, the developer will send the materials for handling the real estate license to the relevant departments within two months after delivering the commercial house for use, and the owner can ask the developer about the last month after taking over the house.

2. Receive and fill in the form from the competent department: receive an application form for housing ownership registration and fill it in completely. Remember, the application form needs to be stamped by the developer, or it can be obtained directly from the developer. Usually there will be a stamped application form.

3. Receiving the Surveying and Mapping Form: Surveying and Mapping Form is also very important, because it is the basis for the relevant departments to confirm the marked area, so the owner can also go to the housing area measuring station designated by the developer to collect it, and in some places, it can also be directly collected from the developer.

4. Pay the public maintenance fund and deed tax: These two payment vouchers, the public maintenance fund and deed tax, are necessary vouchers for handling the real estate license, so don't lose them. The specific payment method can be consulted with the developer.

5. House sales contract, confirmation of measured house area and house price settlement, surveying and mapping table, house registration form, floor plan of two households, special receipt for special maintenance funds, deed tax payment or tax exemption certificate, buyer's ID card, house * * * and some submitted * * agreement, and bank prepayment certificate.

Extended data:

Mortgage conditions for buying a house:

The conditions that need to be met in buying a house mortgage mainly include the following:

1. At least 18 years old, with full capacity for civil conduct;

2. Have a stable and legal source of economic income and the ability to repay the loan principal and interest on schedule;

3. Personal credit is good, and there is no bad record in the credit report.

If you intend to apply for provident fund loans, you must also meet the following requirements:

1. The provident fund account is in a normal deposit state;

2. Pay the provident fund in full and on time for more than six months;

3. No provident fund loan has been made or the loan has been settled (the provident fund loan can only be made twice at most).

In addition, customers must also abide by the local purchase regulations. For example, Beijing stipulates that non-Beijing families who have no housing in Beijing and have paid social security or individual taxes in Beijing for five consecutive years can buy 1 apartment.

Also, the house you buy must meet certain requirements. Such as small property houses, enterprises to hand over houses, bus houses, resettlement houses and so on. Houses with incomplete property certificates cannot be loaned; And second-hand houses that are too old, but different banks have different regulations. Some stipulate that the age of the house should not exceed 20 years, while others are 25 or 30 years.

How much is the down payment in mortgage to buy a house?

How much down payment does mortgage to buy a house need to pay? It depends on the specific situation:

If customers apply for personal commercial housing loans and buy the first suite, then the down payment is generally around 30%. Of course, different regions and different banks may have different regulations. Please consult your local branch for details. For example, Shanghai stipulates that the minimum down payment ratio of the first set of housing commercial loans is 35%.

And if the customer applies for a personal housing provident fund loan, then the down payment is only 20% if the construction area does not exceed 90 square meters; If the building area is more than 90 square meters, a down payment of 30% will be enough.

If a customer borrows money to buy a second suite, the down payment is generally more. The State Council stipulates that the minimum down payment ratio for the second home loan is 40%. Of course, many banks will rise on this basis, some need to rise by 50% to 60%, and some even as high as 70%.