Nowadays, the review of online credit loan platforms is becoming more and more strict. Regular online loan platforms will use advanced technology to review users' comprehensive information, and the entire process is conducted online.
Youqianhua, Jiebei, and Weilidai are the three credit loan platforms. Can Youqianhua, Jiebei, and Weilidai allow artificial intervention in borrowing? Is the review strict?
Can online loan platforms artificially intervene in borrowing?
After some users apply for loans on online loan platforms, due to insufficient comprehensive scores, the online loan platform is unable to provide loans to these users. Provide loans. Nowadays, many users are more concerned about whether some well-known online loan platforms can carry out human intervention.
Youqianhua currently adopts a user-initiated application system. After users actively download the Youqiang APP, they fill in their accurate information online. The system background will conduct a rating review on the user's personal comprehensive situation. The result is No human intervention is possible.
Weilidai adopts an official invitation system, and users cannot actively apply for loans on the platform. Weilidai uses WeChat technology as support, and the entire operation process is completed online without human intervention. The Tencent platform will conduct a comprehensive evaluation and analysis of the user's personal credit and social data.
Jiebei adopts a user invitation system. Only users who are invited by the platform can apply for loans online. The Alipay platform mainly analyzes the user's Zhima credit score and personal credit information. Only when the user's personal credit is good and meets the platform's basic loan conditions can he apply for a loan online.
Which loan has the lowest interest rate?
If you have enough money, Yidai’s current daily loan interest rates start as low as 0.02%. If you borrow 10,000 yuan on this platform, the daily loan interest you need to pay is Starting from 2 yuan.
Weilidai charges loan interest on a daily basis. The daily loan interest rate is between 0.02% and 0.05%. For a loan of 10,000 yuan, the daily interest generated is 2 to 5 yuan.
Jiebei also charges loan interest on a daily basis. The daily loan interest rate is between 0.015% and 0.06%. If you borrow 10,000 yuan on this platform, the daily loan interest generated is 1.5 yuan to 6 yuan.
After users have mastered the above review information of the online loan platform, they should have further understood the review status of the online loan platform. These professional online loan platforms will evaluate the user's comprehensive information and the entire process is online. There is no way for human intervention to operate on the system.