Loan principal = 370,000 yuan;

Loan term =20 years;

Annual loan interest rate = 6.55%;

Repayment method = equal principal and interest;

Monthly payment =2769.52 yuan;

Accumulated interest paid = 294,685.49 yuan;

Total accumulated repayment = 664,685.49 yuan.

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Provident fund loans calculated at the listed interest rate:

Loan principal = 370,000 yuan;

Loan term =20 years;

Annual loan interest rate = 4.50%;

Repayment method = equal principal and interest;

Monthly payment =2340.80 yuan;

Accumulated interest paid = 19 1792.65 yuan;

Total accumulated repayment =56 1792.65 yuan.