Workers in Guiyang must meet the conditions when applying for housing provident fund loans.
1. Employees who have continuously paid the housing provident fund in full for more than 6 months (inclusive) can apply for individual housing loans from the housing provident fund.
2. If the housing provident fund is deposited in different places and the deposit is less than 6 months, the deposit time can be calculated according to the deposit certificate issued by the housing provident fund management center of the original deposit place.
3. Have full capacity for civil conduct;
4. Have a stable economic income and the ability to repay the loan principal and interest;
5. There are procurement contracts, agreements or other approval documents that meet the legal requirements;
6. More than 50% of houses have been purchased and 50% of second-hand houses (20% of ordinary commercial houses are purchased for the first time and 40% of second-hand houses).
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