Borrowing flowers is not reliable. According to relevant data, the interest on borrowing flowers is very high, including the interest on beheading, which is equivalent to borrowing 1000 yuan and only accepting 600 yuan, and charging service fees and fees without sources is not reliable. Many users complain about enjoying the borrowed flowers. The reasons for complaints include: stealing user information, false information, not lending money on online loans, not refunding, not fulfilling insurance commitments, and defrauding fees in the name of loans.