What is the maximum amount of Jiamusi housing provident fund loan? How many years can I keep it?

Good loan network answer:

1. The maximum loanable amount of Jiamusi housing provident fund loan is 500,000 yuan; The loan period is 2 ~ 30 years, and the loan period plus the borrower's age shall not exceed the retirement age stipulated by the state (60 years for male employees and 55 years for female employees; After reviewing the actual situation, the loan term can be appropriately extended. Second-hand housing age plus loan period shall not exceed 30 years.

2. Forward delivery:

Calculated according to the total purchase price in the commercial housing sales contract. 80% of the maximum loan for housing below 90 square meters (including 90 square meters) and 70% of the maximum loan for housing above 90 square meters;

3. Second-hand housing:

Calculated according to the total purchase price in deed tax invoice or real estate unified invoice. 80% of the maximum loan for housing below 90 square meters (including 90 square meters) and 70% of the maximum loan for housing above 90 square meters; If the house is over 30 years old, the loan will not be issued.

4. Relocation of houses:

Calculated according to the backup area and amount of the house.

5. The interest rate of the second and above loans of Jiamusi Housing Provident Fund rose 10%.

6. Determination of solvency:

Calculated according to the minimum amount of the employee's salary in the past three months.

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