I. Interest rate for the first home of commercial mortgage (minimum down payment is 2.5%) Unit:% Ordinary loan interest rate 4.4 1% (10% discount) Minimum interest rate 4. 17% (15% discount) Maximum interest rate 4.90% (benchmark) Note: The interest rate in this table is the benchmark interest rate for loans. At present, the interest rate of the first home loan is usually 10% off, and some banks still have a little interest rate. The maximum loan is 7.5% (at least 2.5% down payment). Second, the interest rate of the second suite of commercial mortgage (at least 40% down payment). At present, the interest rate of the second home loan is 1. 1 times the benchmark interest rate, or even higher. The borrower's loan interest rate is related to both the bank and the borrower's qualification. The maximum loan is 60% (the down payment is at least 40%). The general grant interest rate is 5.39%( 1. 1 time), the lowest interest rate is 5.39%( 1. 1 time), and the highest interest rate is 6.37%( 1.3 time). 3. Provident fund loan interest rate is 5 years (loan term is 5 years). The benchmark interest rate of provident fund second home loan interest rate 1. 1 times the benchmark interest rate within 5 years (inclusive) 2.75% 3.025% for more than 5 years 3.25%3.575%.