Car loans can be granted for 5 years, as follows: 1. The loan period for taxi companies or car rental companies is not more than 3 years, and the loan period for other enterprises and institutions is not more than 2 years in principle, but the personal loan period is generally 3 years; 2. Use the house as a mortgage for consumer loans and then use it to buy a parking space, so the longest time can generally be ten years; 3. With credit loans, banks or other institutions can make parking mortgage loans, which generally last for 5-8 years, and currently it is generally 3-5 years.

Car loans can last for a few years at most.

General car loans can be borrowed for three years, up to five years.

Conditions for applying for a loan:

First, People's Republic of China (PRC) citizens, or Hong Kong, Macao and Taiwan residents and foreigners who have lived in People's Republic of China (PRC) continuously for 1 year or more (including 1 year);

Second, it has valid identification, fixed detailed address and full capacity for civil conduct;

Third, personal legal assets with stable legal income or sufficient to repay the principal and interest of loans;

Fourth, personal credit is good;

Fifth, it can pay the down payment stipulated in these measures;

6. Other conditions required by the lender;

Seventh, at least 25-55 years old;

Eighth, have a stable work unit;

Tenth, have worked continuously in the current unit for 6 months.

Extended data:

Precautions:

Consumer loans to buy a car must pay attention to three points:

First, after enjoying the "zero-interest-free loan" of the merchants, can you still enjoy the preferential price of the car?

Secondly, the car loan fee in the market a few days ago was in the range of 4%~7.5%, whether it was interest-free and fee-added;

Third, the general car purchase interest rate is charged according to the bank benchmark interest rate. Regardless of whether the handling fee is unavoidable, the interest is floating on the basis of the bank's benchmark interest rate.

Therefore, the most important thing in car loan is to shop around. Consumers should choose a regular car loan service company with certain qualifications and strength, which will not only standardize services and charges, but also leave you with hidden dangers.