According to statistics, China Bank, China CITIC Bank, Minsheng Bank, China Everbright Bank, China Merchants Bank, China Construction Bank, Industrial and Commercial Bank of China, China Guangfa Bank and other banks all said that the car loan interest rate is the same as the benchmark interest rate standard of the People's Bank of China, that is, the loan interest rate is 5.4% for three years and 5.76% for three to five years. Some banks also said that they would get a benchmark profit. ...
There is no interest on installment payment when ICBC opens a letter of credit, and the bank charges an installment fee. There are no five periods, which can be divided into six periods. Installment fee: the third installment1.65%; 3.6% in the sixth period; 5.4% in the ninth period; 12 7.2%; 1811.7%; 24 issues 15.6%. For example: 3 150, down payment for the sixth installment: 3150/6+3150 * 3.6% = 638.4 yuan; Repay 525 yuan in installments. The first repayment was made in ...
The calculation method of handling fee is: transaction amount × monthly rate × number of periods. Although the handling fee may be charged in the first payment or once a month, the amount of the two is the same. With the increase of repayment, the money owed to the bank decreases, but the handling fee will not decrease with the progress of repayment, which is different from the calculation method of bank loan interest. Relative to purpose ...
Credit card installment 0 down payment 0 interest rate is actually a propaganda made by banks to promote credit card installment business. Take a mobile phone as an example: 0 down payment means that when you buy this mobile phone by installment with a credit card, you don't need to pay the down payment of the mobile phone immediately, just wait until the billing date of your credit card. 0 interest rate refers to you. ...
See the table below for the service fee rate of consumer installment payment business. Installment fee rate standard table number of periods (months) 3665438+February fee rate 0.70% 0.60% 0.60% fee for each period (months) = number of periods * corresponding fee rate. Reference example: Mr. Wang's bookkeeping date is 17, and he bought it on June 8, 2006. ...