Any bank can apply for a renovation loan.
1. Go to the official website or official mobile app store, download the "ICBC e-Life" app, "ICBC e-Link" app or ICBC mobile banking, and handle it purely on your mobile phone.
2. Log in to the Industrial and Commercial Bank of China personal online banking and apply for a personal loan online.
3. Go to the ICBC branch and apply at the offline counter.