It's true. According to overdue help app official website, "overdue help" is a legal consulting service for overdue users of online loans and credit cards. According to users' debts, loans and relevant laws and regulations of financial institutions, help users to re-formulate debt repayment plans with major lending institutions, online lending institutions, banking institutions and credit card institutions, and finally achieve the purpose of stopping interest, debt relief, debt installment, interest rate reduction and extension, stopping urging and stopping litigation.