1. The down payment ratio of the first suite in Taizhou is still 30%, and the benchmark loan interest rate is 6.55%.

2. Purchase the first set of self-occupied housing with provident fund loans, with a construction area of less than 90 square meters, and the down payment ratio of housing provident fund loans shall not be less than 20%. Buy the first set of self-occupied housing with a construction area of over 90 square meters, and the down payment ratio of housing provident fund loans shall not be less than 30%.

Generally speaking, according to the existing implementation standards of the first suite, the down payment ratio of commercial loans for new housing is 30%, the down payment ratio of provident fund loans for the first suite of 90 square meters and below shall not be less than 20%, and the down payment ratio of housing provident fund loans above 90 square meters shall not be less than 30%.