What if the bank doesn't give me a loan contract after the mortgage is settled? Both parties should negotiate and handle it. The purchase contract and the bank loan contract must be given. If the other party does not provide it, it can be the other party.
If the user does not get the mortgage contract, he can get the mortgage contract by asking and reissue it. The mortgage contract bank did not give it to the lender, and the user should sign all mortgage contracts at the signing site. Under normal circumstances, the user can have a contract after signing the mortgage contract.
You can consult the bank account manager who handles the loan. Under normal circumstances, there is a contract for bank mortgage, and the bank will give the loan contract, IOU, repayment plan and other information to the customer at one time after lending.
The lost housing loan contract can be reissued. If the loan contract is lost, you can bring your valid identity certificate to the loan handling bank and ask the bank to make a copy of the original contract again.
Look at the bank commitment letter, but you can't see the loan contract. The house is transferred to the buyer, and the seller should pay attention to those. ...
First of all, we should carefully check the owner's real estate license and pay attention to the signatures of several people on the real estate license. If there are two people, they need to have their names at the back when signing the contract; Secondly, look at relevant evidence when buying a house, such as purchase invoices and deed tax invoices. As an auxiliary evidence to preliminarily confirm the ownership of housing property.
After the approval, the buyer pays the down payment to the seller. Then the buyers and sellers and bank staff go to the real estate exchange to handle the transfer of housing property rights with the down payment certificate, mortgage application review commitment letter issued by the bank and other materials.
The risk is not great. As long as the loan agreement is true and the buyer performs according to the contract, there is no risk.
In the process of buying and selling second-hand houses, the buyer wants to borrow money to buy a house, but he wants to pay the down payment first and then transfer the ownership, and pay off the balance with a bank loan. There is no risk. Has been filed in the real estate trading center, completed the initial registration and general registration, and re-listed.
It is best to reach an agreement with the buyer and the intermediary, sign a counter-guarantee agreement, and take the house you have transferred to him as collateral and notarize it (that is, even if the house is transferred to the buyer, if for some reason, the buyer can't get a loan from the bank or pay cash to make up the balance of the house, the house has been mortgaged to you, so he can't get the house.
What if there is no loan contract in hand?
1. There is no solution to the loan contract: the parties can solve it through conciliation, mediation, arbitration and litigation.
If you go to the bank, you can get a copy of the contract with your ID card and affix the bank seal.
3. Subjectivity of law: This is a common phenomenon of non-compliance. Basically, the contract will be in the hands of the account manager. You can ask the account manager of the bank for it. If the account manager may have left his job, then consult the window of the handling bank. No serious shortcomings.
4. The loan contract is lost. If it is a bank loan, you can bring your ID card to the bank to reissue it. If you use provident fund loans, you can bring your ID card to the provident fund management center for replacement.
5. Make a copy of the loan bank. Banks must file, bring my ID card and loan bank card, and inquire about loan information. You can also ask the account manager for help, which is more convenient and direct. However, the loss of the loan contract is still difficult to deal with, and it is recommended to save it as much as possible.
6. What if the bank doesn't give me a loan contract after the mortgage is settled? Both parties should negotiate and handle it. The purchase contract and the bank loan contract must be given. If the other party does not provide it, it can be the other party.
This concludes the introduction of transfer without loan contract and how to do it without loan contract. I wonder if you have found the information you need?