Suning's willful loan is easier to open if it meets the application conditions.
Open any loan conditions:
1. The account has been registered for a long time, and it is best to have a consumption record in Suning. Newly registered accounts may not be able to open willful loans.
2. The user's age should be in the range of 18~55 years old. If you are not satisfied with your age, you cannot open a willful loan.
3. As a lending product, Suning's willful loan requires the applicant to have good personal credit (credit reporting). The willful loan needs to check the authorization letter of personal credit reporting and cannot be overdue.
The following factors can improve the success rate of opening willful loans:
1) The longer the registration time, the better. If it is a newly registered account, there may be a tx.
Suspicion is generally difficult to open;
2) Online shopping records show that Suning has thousands of stores all over the country, and there are also shopping websites online. If borrowers often shop in Suning, the success rate of opening can be greatly improved;
3) Consumption records, Suning Financial has many investment and wealth management financial products, and buying some funds and insurance will help improve account activity;
4) Personal information: All personal information in Suning account, including telephone number, ID card and occupation, must be authenticated by real name.
What are the application conditions for Suning's willful loan?
Suning willful loan application conditions are:
1. The applicant is between 22 and 55 years old and has full capacity for civil conduct.
Two, the applicant can provide valid identification, and is a resident of Chinese mainland.
III. The applicant's personal credit status is good, and there is no bad repayment record such as overdue.
Four, the applicant has a stable job and income, and has the ability to repay the principal and interest of the loan on time.
5. APPlicants should download Suning Financial App and have a Suning financial account. The longer the account is used, the better.
6. The applicant kept a certain consumption record in Suning Mall, and the consumption record was good.
Meet the above conditions, the machine can apply for any loan in Suning.cn. The longer the user's Suning financial account is used, the more consumption records he has in Suning.cn Mall, which is more conducive to the approval of willful loans.
Suning willful loan is a personal consumption loan product launched by Suning Consumer Finance. Its loan amount can be recycled. After the last loan is paid off, the loan amount will be automatically restored and can be used again.
What is Suning's willful loan? What are the conditions for the opening of willful loans?
; ? After the promotion and use of discretionary payment, Suning Consumer Finance upgraded the new loan products in an all-round way, and then made discretionary loans, which made up for the shortcomings that discretionary payment could not be withdrawn. In the willful loan, everyone can enjoy both the consumption quota and the withdrawal quota. So, what is Suning's willful loan? How did it open? Let me introduce you.
What is Suning's willful loan?
Willful loan is a personal consumption loan product of Suning Consumer Finance. And set up three repayment methods for users, namely, equal monthly payment, repayment by loan and repayment first.
Monthly allocation means monthly billing and monthly matching repayment; With the loan, interest will be calculated on a daily basis, and repayment will be made at any time, up to 45 days; The fee is charged monthly, the handling fee is refunded monthly, and the principal is repaid in the last installment.
Since willful loan and willful payment are similar loan products of a female compatriot, the application conditions are also very similar. The basic conditions that need to be met are:
1, and the age requirement is between 18-55 years old.
2. Chinese mainland residents with full capacity for civil conduct.
3. There are no bad credit records and serious negative information, and there are sources of income.
In addition to meeting the basic application conditions, in order to improve the success rate of opening willful loans, it is best to meet the following points:
1. The longer you register your account, the better, so that you can gain the trust of willful loans.
2, often shopping in Suning, maintaining this good online shopping record, the success rate of opening a store will be greatly improved.
3. The higher the account activity, the better. Suning Financial has many investment and wealth management products, and it is also helpful to buy some basic insurance.
4. Personal basic information should be filled in completely, and everything that can be filled in should be filled in correctly.
About "What is Suning's willful loan? What are the conditions for the opening of willful loans? " That's it. I hope I can help you. In addition, it is definitely right to maintain good credit. Credit is a golden key.