Data 1, valid proof of enterprise basic information.
When an enterprise applies for a loan from a bank, it first needs to show the valid documents representing the enterprise to the bank, including the business license, organization code, tax registration certificate, loan certificate, articles of association, etc. The above are the necessary documents for the establishment of each enterprise, and these are also the materials that banks must produce to accept loans, which represent the identity of enterprises and can accept loans according to the requirements of enterprises.
Data 2. Operating conditions of enterprises
In addition to the valid documents representing the basic information of the enterprise, it is also necessary to submit the recent operating conditions of the enterprise to the bank, which also means that the enterprise has stable operation and income, which determines whether the bank can safely submit loans to the enterprise. The main information includes the operating bills and financial status of the enterprise in the past six months, and the fixed assets also need valid vouchers. In a word, the second document is a certificate representing the assets of the enterprise, indicating that the enterprise has the ability to repay the bank loan. If this document is not prepared adequately, the loan will be frozen.
Data 3. Personal valid certificate of the legal representative of the enterprise
In addition to the information related to the enterprise, it is also necessary to submit the valid documents of the legal representative of the enterprise to the bank, including a copy of the ID card, proof of financial income, bank running account, etc.
The above materials are the materials that enterprises must prepare when applying for loans from banks. Having the above materials does not mean that enterprises can successfully apply for loans from banks. You also need bank audit materials to get loan subsidies from banks.