3. Personal withdrawal within one week after the loan. When buying a house and applying for a housing loan, you must prepare relevant materials in advance, and then fill out the loan application form. If you don't know what kind of financing documents you need to prepare, you can go to the bank to consult the bank when you receive the financing application, but usually the financing documents need information such as marital status certificate, ID card, household registration book, income certificate and bank running water.

First, the significance of the Agricultural Bank of China car loan.

Generally speaking, "three relatives" refers to the three procedures required to handle a credit card. In other words, issuing a card requires seeing the applicant in person, seeing the original application materials in person, and being signed by the applicant. The three witnesses of agricultural vehicle loan refer to the original application materials of the borrower and the witness, and the signatures of the borrower and the witness. In other words, the borrower must go through the strict examination of the Agricultural Bank before applying for a car loan. Seeing with your own eyes can prevent criminals from making false car loan applications to a certain extent, reduce the risk of credit business of Agricultural Bank of China, and protect personal information security and property security.

Second, the housing loan audit completed the loan time.

After the housing loan is approved, after the customer signs the loan contract and goes through the formalities of housing mortgage registration, the loan handling bank will generally cancel it within one week, generally not more than one month (the time required for approval and mortgage formalities is generally about 2~3 weeks). Of course, there are also cases where banks are short of funds and financing may be delayed. At the end of the year, most customers who apply for housing loans are settled by banks at the end of the year, and the loan amount is not much at the end of the year, so they will arrive after the New Year's Eve and wait for another three months.

In short, customers just have to wait patiently. Now that it has been approved and the contract has been signed, the bank will not lend. After the housing loan funds are released, banks usually send information to customers. If the customer has not received the mortgage funds after waiting for a long time, you can call the loan handling bank to ask the customer why, and then let them arrive as soon as possible. It can be seen that the loan to buy a house can not be completed at once, not to mention that after the loan to buy a house, you have to repay the loan.