Mortgage the house to the bank for a loan of 400,000 yuan, which will be paid off in 10. What is the average monthly amount?
1. The loan interest rate of the house mortgage loan is 4.90% of the benchmark interest rate. If the loan is paid off within 400,000 years, 10:
The total loan amount is 400,000.
The total repayment amount is 50677 1.5 yuan.
Pay interest 10677 1.5 yuan.
The loan period is 120 months.
The monthly repayment is 4223. 1 yuan.
The calculation method can refer to the online mortgage calculator.
Two, housing mortgage loan application materials:
1. real estate license (real estate license and land certificate must be mortgaged to the bank when mortgage the bank loan)
2. Identity cards of the obligee and his spouse
3. Household register of the obligee and spouse
4. Marriage certificate of the obligee (marriage certificate or unmarried certificate issued by the Civil Affairs Bureau)
5. proof of income (this proof has a great influence on the success and maximum amount of mortgage bank loans. )
6. If the property owner has minor children, please provide birth certificate.
7. If there is a bank loan for the property, please provide the original loan contract and the last bank statement.
8. In order to improve the pass rate of mortgage loan, please provide other family property certificates (such as other real estate licenses, stocks, funds, cash passbooks, vehicle driving licenses, etc.) as far as possible. )
The house is mortgaged with a bank loan of 400 thousand. /kloc-how much is the monthly repayment in 0/0?
If you want to calculate the monthly information for reference, please open the following link:: cmbchina. /cmbwebpubinfo/cal _ loan _ per . aspx？ Chnl=dkjsq tries to use the benchmark interest rate of the current loan to try monthly payment.
If your city has China Merchants Bank, you can try to apply for a loan through China Merchants Bank. The loan interest rate needs to be comprehensively priced according to the business type, credit status, guarantee method and other factors you apply for, and can only be determined after being approved by the handling outlets.
How much is the monthly average loan of 0.45% for 64 thousand years?
The monthly interest rate is 0.45%, right?
If the monthly interest rate =0.45%
Formula: monthly repayment amount = loan amount, monthly interest rate/1-( 1 interest rate)-repayment months.
Monthly repayment amount = 600,000.45%/1-(10.45%)-48 =1,392.66 yuan.
The annual interest rate is 5.4%, and the monthly repayment is 1, 392.66 yuan.
The mortgage bank loan is 6.5438+0.5 million yuan, which will be paid off in five years. How much will it cost every month?
The housing mortgage loan is RMB 6,543,800+0.5 million yuan, and the mortgage is for five years. According to the current standard that the benchmark interest rate of banks will not rise, the monthly payment is as follows:
Matching principal and interest repayment method:
The total loan is 150000.00 yuan.
Repayment months: 60 months
The monthly repayment is 2847.90 yuan.
A total of 20,873.85 yuan of interest was paid.
Total principal and interest 170873.85 yuan.
Equal principal repayment:
The total loan is 150000.00 yuan.
Repayment months: 60 months
The repayment in the first month is 365,438 yuan +056.25 yuan.
Decreasing monthly: 10.94 yuan.
A total interest of 200 15.63 yuan was paid.
Total principal and interest 1700 15.63 yuan.
How much interest should I pay for a bank loan of 250,000 yuan in fifteen years, and how much is it on average every month? How many years will it be worthwhile?
Hello, if you apply for a loan in our bank, the monthly repayment amount of the loan needs to provide the following elements for calculation: total amount, loan term, loan execution interest rate and specific repayment method. The above information can only be determined after the loan handling bank specially reviews your comprehensive information. If you just want to test a general information, please open: cmbchina. /cmbwebpubinfo/cal _ loan _ per . aspx？ Chnl=dkjsq Use a financial calculator for trial calculation (the trial results are for reference only). Note: The actual loan information can only be determined after the audit of the handling bank. If PBOC subsequently changes the benchmark loan interest rate, the personal loan execution interest rate may also change, which may eventually lead to a change in the monthly payment. Thank you for your attention and support!
How much can the house be mortgaged to the bank for loan?
It depends on the purpose of the loan. If you apply for a loan from China Merchants Bank, we have personal consumption loans, which are issued by our bank to natural persons for personal or family legitimate consumption purposes such as car purchase, parking, decoration, education, bulk shopping and tourism. , generally secured by real estate mortgage. You need to provide your personal information and proof of the specific use of funds, and apply through the counter personal loan department.
Generally, commercial housing is used as collateral, and the mortgage rate shall not exceed 70% of the present value of real estate appraisal; Where commercial houses are mortgaged, the mortgage rate shall not exceed 60% of the net value of real estate appraisal or 50% of the present value of appraisal. For educational purposes, the term shall not exceed 8 years (inclusive).
How to calculate the bank loan mortgage housing loan in 20 10?
You still have to tell us what the interest rate is.
Suggestion: there is a little thing called financial calculator. You can search and download one. As long as you know the loan amount, interest rate (usually monthly interest), term (usually calculated according to how many months), and then there are options such as equal principal and interest or average capital, you can try it.
I want to mortgage my house to the bank for a loan of 200,000 yuan, which will be paid off in 20 years. How much is the monthly interest?
Hello, what is the purpose of your loan? Which city are you going to apply for? I suggest that you can go through the "online customer service": forum. cmbchina。 /CMU/icslogin.aspx？ From=Blogincmu=0 Learn more about it according to your own specific situation. Thank you for your attention and support!
How much is the interest on mortgage of the house to the bank for 338,000 yuan 10 year?
At present, the annual interest rate of loans from June to June (including June) announced by the People's Bank of China is 4.35%, from June to 1 year (including 1 year) is 4.35%, from 1-3 years (including 3 years) is 4.75%, and from 3 to 5 years (including 5 years). You can enjoy a discount when you buy the first suite, and the lowest benchmark interest rate can be lowered by 30%~
How much is the mortgage bank loan of 400 thousand paid off in 20 years every month at the current interest rate
Unlike banks, the monthly interest rate of the four major mortgage banks is around 0.6%. Calculated, it is still 3 149.4 per month.
How much is the monthly mortgage in second-tier cities?
The average monthly mortgage cost in second-tier cities varies from region to region. For details, please refer to the loan interest rate of local banks. Generally speaking, the average cost of mortgage in second-tier cities is more than 5,000 yuan, and some are more than 10000 yuan. It is suggested to compare the loan interest rates of many local banks and choose the most suitable one to save the mortgage fee.
How much is the monthly payment for 150?
1. Equal principal and interest
Matching principal and interest: the total monthly repayment amount is fixed, in which the principal part increases month by month and the interest part decreases month by month.
Calculation formula of equal principal and interest: monthly repayment amount = monthly interest rate of principal (1 interest rate), loan months /( 1 interest rate), repayment months-1.
Monthly interest rate = annualized interest rate/12
65,438+0,65,438+0.5 million yuan is divided into 65,438+05 years. If the annual loan interest rate is 4.60%, the total interest is * * * 579,307.60 yuan, the total repayment is 2,079,307.60 yuan, and the monthly payment is 1 1.
2.65,438+0.5 million yuan is divided into 65,438+05 years. If the annual interest rate of the loan is 4.9%, the total interest is * * * 62 1.65438 yuan, and the total repayment is 2 1. 1.004.
What is the maximum monthly loan?
The degree fluctuates, depending on the requirements of the lending bank.
Personal housing provident fund loans: most cities have stipulated the maximum amount of a single housing provident fund loan. For example, the maximum amount of personal housing provident fund loans in Guangzhou is 500,000 yuan. Secondly, the maximum amount of housing provident fund loans does not exceed 70% of the total purchase price.
Personal housing portfolio loan: the sum of provident fund personal housing loan and bank-owned housing loan shall not exceed 80% of the sales price or evaluation value of the purchased house (whichever is lower), and the maximum amount of provident fund personal housing loan shall be implemented according to the relevant regulations of the local housing fund management department.
Personal automobile consumption loan: the maximum loan amount generally does not exceed 80% of the price of the purchased car.