Upper limit of Urumqi provident fund
According to the regulations, the upper limit of Urumqi housing provident fund deposit base is 24306 yuan. According to the maximum deposit ratio 12%, the upper limit of the monthly deposit of Urumqi housing provident fund is 5833.44 yuan, which is the amount paid by both units and individual employees. The average individual's monthly deposit limit is 29 16.72 yuan, and the unit's monthly deposit limit is 2965432 yuan.
In fact, in addition to the provisions on the deposit base of housing provident fund, the loan amount is also strictly stipulated when applying for housing provident fund loans. If both husband and wife are employees with normal deposit, the maximum loan amount of housing provident fund is 6,543,800 yuan; If an individual pays the housing provident fund, the maximum loan amount is 700,000 yuan. In addition, the multiple calculation of the loan amount of Urumqi housing provident fund has also been improved, and the latest multiple calculation is 15 times of the account balance.
Although Urumqi has stipulated the deposit base and loan amount of the provident fund, the loan amount is affected by the balance of the provident fund account when actually lending. Generally, within the maximum amount stipulated by the provident fund management center, the loan amount is a certain multiple of the account balance, and the loan amount in Urumqi is 15 times of the account balance.