Current location - Loan Platform Complete Network - Loan intermediary - How to calculate the housing maintenance fund in Wan Peng Village, Shenzhen, and what are the conditions for purchasing a house with provident fund loans?
How to calculate the housing maintenance fund in Wan Peng Village, Shenzhen, and what are the conditions for purchasing a house with provident fund loans?
Hello, I'm glad to answer your question about the second village community in Wan Peng.

There are two main algorithms for Wan Peng Ercun Residential Maintenance Fund. 1. Calculated according to the total purchase price of Wan Peng Ercun: 2% of the total house price; 2. Calculated according to the construction area of Wan Peng Second Village. When the commodity houses in Wan Peng Village are sold, the buyers and the selling units in Wan Peng Village shall sign the relevant maintenance fund payment agreement. Property buyers should pay the housing maintenance fund to the selling unit according to the ratio of 2-3% of the purchase price in Wan Peng Village.

The conditions for purchasing houses in Wan Peng Ercun with provident fund loans include: 1. The borrower must have a household registration in the city where the second village of Wan Peng is located; 2, usually income should be stable, good credit, have the ability to repay the loan; 3. There is a legal contract or agreement for the purchase of self-occupied housing in the second village of Wan Peng, and there is a prescribed proportion of self-raised funds; 4. The assets specified in the Guarantee Law are mortgaged or pledged for the purchase of Wan Peng Ercun loan; 5. Agree to handle the purchase guarantee or mortgage property insurance; 6. Agree to other conditions stipulated in the housing provident fund management.

The above information is for reference only. I hope I can help you!