Legal analysis: the business license of a store can't be used to mortgage loans, because the business license has no cash value, but you can provide your own business license when applying for loans, which is a bonus. But whether the loan can be successful depends on the business license of the lender.
Legal basis: Article 300 of the Civil Code of People's Republic of China (PRC), the following properties that civil servants or third parties have the right to dispose of can be mortgaged: (1) buildings and other land attachments; (2) The right to use construction land; (3) Raw materials, semi-finished products and products; (5) Buildings, ships and aircraft under construction; (6) means of transportation; (seven) other property not prohibited by laws and administrative regulations. The mortgagor may mortgage the property listed in the preceding paragraph together.
Second, can the business license be mortgaged?
Legal analysis: the business license of a store can't be used to mortgage loans, because it has no cash value, but you can provide your own business license when applying for loans, which is a bonus. But whether the loan can be successful depends on the lender's repayment ability and comprehensive evaluation. It doesn't mean that a loan can be successful with a business license.
Legal basis: Scope of Collateral in Article 395 of the Civil Law of People's Republic of China (PRC) The following properties that the debtor or a third party has the right to dispose of can be mortgaged: (1) Buildings and other land attachments; (2) The right to use construction land; (3) the right to use the sea area; (4) Production equipment, raw materials, semi-finished products and products; (5) Buildings, ships and aircraft under construction; (6) means of transportation; (seven) other property not prohibited by laws and administrative regulations. The mortgagor may mortgage the property listed in the preceding paragraph together.
Third, can the business license be mortgaged?
The business license can be used as a reference for loans, and can also be used as a legal person certificate of the borrower of enterprise loans, but it cannot be used as collateral in mortgage loans!
4. What are the requirements for the mortgage business license?
Basic conditions for applying for enterprise mortgage loan: 1, business license, tax registration certificate, code certificate, etc. Basic information of the enterprise: 1, business license, organization code certificate, tax registration certificate, account opening permit, enterprise ID card company. Enterprise financial information: 1, tax payment certificate.
2. The company's financial statements.
Business data: 1, semi-annual bank statement.
2. Several major invoices of the enterprise within half a year.