0.347%

The annual interest rate is:

4. 17%

The total loan amount is 80,000, assuming the annual interest rate is 4. 17% and the loan term is 2.

year

Matching principal and interest method monthly repayment principal and interest amount is:

3,480.05 yuan, and the total repayment amount is:

8352 1.2 yuan, * * * Interest payable:

352 1.2 yuan. The interest paid in the first month is 278, and the principal paid in the first month is 3202.05; The interest paid in the second month is 266.87, and the principal paid in the second month is 32 13. 18.