The withdrawal of housing provident fund can be divided into different situations, and the times of withdrawal are also different: in the case of buying a house and using a mortgage, the housing provident fund can be withdrawn once a month, and in the case of buying a house in a lump sum, employees and their spouses can withdraw the housing provident fund once a quarter, up to four times a year.
Matters needing attention in provident fund withdrawal
The total withdrawal of housing provident fund cannot exceed the total purchase price. Even if there is 500,000 yuan in the provident fund account, as long as the amount of the house bought is less than 500,000 yuan, it cannot be fully withdrawn.
If the buyer has applied for a provident fund loan to buy a house before, and after the previous loan is paid off, there will be corresponding records in the core system of the provident fund. As long as the loan is not paid off, users or spouses cannot apply for provident fund loans again. If the previous loan has been settled, you can apply for a provident fund loan to buy a house again, which is not restricted by the second suite policy.
Refer to the above? Baidu Encyclopedia-Provident Fund Extraction