Legal analysis: Yes. This is also a common form of mortgage loan purchase in China. When parents give their children mortgage to buy a house, they can only register their children's names on the property ownership certificate, and the parents are the repayers. When handling mortgage loan procedures, the purchaser writes the children's names in the purchase contract, and the lender writes the parents' names in the loan contract. In this case, the term and amount of mortgage loan to buy a house are determined according to the age and repayment ability of parents.

Legal basis: Article 61 of the Law of People's Republic of China (PRC) on Urban Real Estate Management shall apply to the land administration department of the local people's government at or above the county level for registration, which shall be verified by the land administration department of the local people's government at or above the county level, and the land use right certificate shall be issued by the people's government at the same level.

If a house is built on the land for real estate development obtained according to law, it shall apply for registration with the real estate management department of the local people's government at or above the county level with the land use right certificate, and the real estate management department of the local people's government at or above the county level shall verify and issue the house ownership certificate.

When real estate is transferred or changed, it shall apply to the real estate management department of the local people's government at or above the county level for registration of change of real estate, and apply to the land management department of the people's government at the same level for registration of change of land use right on the basis of the changed house ownership certificate. After verification by the land administration department of the people's government at the same level, the land use right certificate shall be replaced or changed by the people's government at the same level.

If it is otherwise provided by law, it shall be handled in accordance with the provisions of relevant laws.