1. If you want to borrow 1.3 million, you must first have a property worth 1.9 million, instead of borrowing as much as you want.
2. The mortgaged property shall be evaluated.
3. The purpose of the loan should be clear and legal, and it cannot flow into the stock market.
4. The interest rate of state-owned commercial banks shall be subject to the interest rate documentNo. 1999 12. 08 1223 of China People's Bank, and the interest is the same, but the handling fee is different.
5. If it is an operating loan, it can only be 654.38+00,000, with a term of 5 years and an interest rate increase of 654.38+00%.
6. According to the term of 654.38+03,000 yuan, 65,438+00 years, the benchmark interest rate is 5.94%, and the equal principal and interest: the monthly payment is 65,438+04,393.53 yuan.
Supplement: The loan is RMB 6,543,800+RMB 3,000, with a term of 5 years, and the monthly repayment is RMB 25,096.39 according to the benchmark interest rate.
I want to take a personal property mortgage loan of 300,000 yuan and pay it off in five years. I wonder which bank has the lowest interest rate. How much does it cost a month? Please give some advice, thank you?
Loan principal: 300,000 yuan
Loan term: 5 years (60 months)
Four situations of paying off all loans at a fixed interest rate:
☆ Calculated by commercial loans with equal principal and interest.
Annual interest rate: 6.4% (monthly interest rate is 5.3333333 ‰)
Monthly payment: 5855.8 yuan.
Total interest: 5 1348. 16 yuan.
☆ Calculated by commercial loans and average capital.
Annual interest rate: 6.4% (monthly interest rate is 5.3333333 ‰)
Monthly payment for the first month: 6600 yuan
Decreasing month by month: 26.67 yuan
Monthly payment at the end of the month: 5026.67 yuan.
Total interest: 48,800 yuan
☆ Calculated according to the provident fund loan with equal principal and interest.
Annual interest rate: 4% (monthly interest rate is 3.3333 ‰)
Monthly payment: 5524.96 yuan.
Total interest: 3 1497.4 yuan.
☆ Calculated by provident fund loans and average capital.
Annual interest rate: 4% (monthly interest rate is 3.3333 ‰)
Monthly payment for the first month: 6,000 yuan
Decreasing month by month: 16.67 yuan
Monthly payment at the end of the month: 50 16.67 yuan.
Total interest: 30,500 yuan
I want to take a personal property mortgage loan of 300,000 yuan and pay it off in five years. I wonder which bank has the lowest interest rate. How much does it cost a month? Please give me some advice, thank you.
I hope the landlord won't believe that unreliable interest will make you lose everything. The life of the whole family suggests that the landlord go to a formal loan platform.
I want to take a personal property mortgage loan of 300,000 yuan and pay it off in five years. I wonder which bank has the lowest interest rate. How much does it cost a month? Please give me some advice, thank you.
Real estate mortgage loan of Suzhou Guangfa Bank with a term of 20 years and interest of 3.5%,
See if you are in Suzhou. If you are in Suzhou, you can contact.
See what you do, whether you go to work or start a business, and suit the remedy to the case.