Buying a house before the Spring Festival can make it easier to approve mortgage loans. The relevant person in charge said that before the Spring Festival, the amount of bank loans was relatively sufficient, so the speed of applying for mortgage loans at this stage was faster than during the peak season and the period of tight quotas.

Benefits of buying a house before the Spring Festival:

After 1, the demand was released in large quantities, and the competition for buying houses was fierce.

Years ago, the idea of most customers was to wait and see if the government would take control measures after the year, hoping to have a better and cheaper house and so on.

Therefore, a large amount of demand was suppressed until after the year, which led to a blowout in the market after the year, which led to fierce competition in buying houses. However, according to the current real estate market situation, there is limited room for price reduction. If you buy a house after the market blowout, not only will the house price be higher, but there will be fewer opportunities to choose a house. Therefore, it can be said that the house price was relatively at the lowest point years ago, and there was a large choice.

2. Before the year, the house price tended to be stable, and after the year, it increased greatly.

Judging from the trend of urban housing prices in recent years, the average increase after the year is above 5%, and some even reach 10%, and the increase is large every March.

The main reasons are: due to the economic slowdown, the number of newly opened projects has decreased, and the quality housing is limited; Waiting for the backlog of demand years ago and releasing the market blowout years later; Improve housing demand in the new year.

There are many houses bought years ago, and there are many choices.

Generally, at the end of the year, due to busy work, some people will push the house inspection and purchase to the next year, which will inevitably reduce demand competition and create good opportunities for buyers before the holiday. There are more houses to choose from, which can be better compared and screened. Naturally, you can choose high-quality and satisfactory houses. In a word, "the guests choose the house before the festival, and the house chooses the guests after the festival."

4. It was relatively easy to get loans years ago, and the interest rate was low.

The bank's annual lending quota is limited, but the quota in the first quarter of each year is relatively large, and the lending policy is relatively loose, so it is easier to lend before the holiday.