Guangdong Bank of China's factory mortgage refers to the personal business loan (including the business in the name of an individual) that the borrower provides industrial (warehousing and logistics) places (hereinafter referred to as "factories", the same below) as collateral and the bank issues to natural persons to solve their normal capital needs in the production and operation process; Or the borrower applies for a loan to purchase a factory, expand production and business premises and other personal needs, and takes the purchased factory as a mortgage guarantee for personal business loans. Specifically, it can be divided into three operating situations: mortgage of own workshop, purchase of first-class workshop and purchase of second-class workshop.

The above contents are for your reference. Please refer to the actual business regulations.

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