1. Not everyone can get a loan. If you feel that you can't meet the loan conditions, the other party is willing to lend you money, and the result can be imagined.

2. If the other party only provides the mobile phone number and there is no phone opened in the name of the company, there may be something wrong with this loan website. In short, don't trust loans that fall from the sky.

3. Unsecured and unsecured loans are high-risk loans for banks and the private sector, and it is impossible to borrow money only by identity documents and income certificates.

Not everyone can provide loans, so check each other's qualifications carefully. It is best to choose the loan website of formal financial institutions, and don't covet petty advantages.

Matters needing attention in finding loans online

1. Go to the website of the industrial and commercial bureau where the loan company is located to check the operating conditions of the loan company to see if it has formal business qualifications; (Industrial and commercial bureaus all over the country have their own portals)

2. Those who work 24 hours a day (you can work overtime for approval at night) should be vigilant. No formal online loan company has such regulations on working hours. If working hours are irregular, will the company be formal? Never lose your mind because you are in urgent need of funds!

3. Does the microfinance company have a fixed office and a fixed telephone? Beware of loan websites with only one mobile phone number (check where his mobile phone number belongs first), and don't completely trust companies with outlets all over the country. Imagine how huge his staff and expenses would be if the outlets were all over the country. Will a real formal company do this?

4. Beware of voice inquiries in informal banking systems, such as bank voice inquiries starting with 400,020,0 0 10/0 (often used for fraud that does not charge any fees in the early stage). All banks have unified and dedicated inquiry numbers, such as 95599 of Agricultural Bank and 95533 of China Construction Bank.

5. Be cautious when deciding whether the online loan is credible or suggesting to verify its information and business scope.

(1) Online microfinance companies eventually need offline contact. Don't trust any loan company that only provides QQ or telephone. Any company still has to sign contracts and so on.

(2) Online small loan companies should never pay any fees in advance when contacting, including deposit and prepaid interest. They are all liars.

(3) Small companies online are not online, but there are still physical companies in reality, and the basic area of small companies is limited to the local area, so it is necessary to meet and discuss.