1. Personal loan for studying abroad refers to RMB and foreign currency loans issued by the lender to the borrower for the tuition and fees, transportation expenses, living expenses, study abroad deposit and other related expenses of the borrower himself or his immediate family members and legal guardians studying in foreign secondary schools (including Hong Kong, Macao and Taiwan) and various overseas higher education institutions recognized by the Ministry of Education of China.

2. The deposit for studying abroad refers to the funds required by the embassy of the destination country (or relevant institutions in the destination area) to deposit in the bank and open a deposit certificate or loan certificate for the overseas students when they apply for a study visa.

The above contents are for your reference. Please refer to the actual business regulations.

If you have any questions, please contact online customer service of Bank of China.

You are cordially invited to download and use China Bank Mobile Banking APP or China Bank Cross-border GO APP to handle related business.