If the bank loan is a commercial loan, you can entrust others to sign it in person, but you need to sign a power of attorney and go to the notary office to handle the work. The client needs to bring a notarized power of attorney to help the client complete the interview. If it is a provident fund loan, then the interview must be done in person and cannot be entrusted to others. Interviews are generally about verifying relevant information. As long as the information is ok, don't be nervous, just go through a process.

Generally speaking, a bank loan contract cannot be signed on behalf of the borrower, but must be signed and sealed by himself. However, if someone else signs on behalf of the borrower, it can be regarded as the name of the borrower's entrusted agent, and the borrower can press his handprint as his consent to the agent. The loan contract is valid.

legal ground

Article 162 A civil juristic act performed by an agent in the name of the principal within the scope of his agency authority is valid for the principal.

Article 168 of the Civil Law of People's Republic of China (PRC) prohibits self-agency, agents of both parties and exceptional agents from carrying out civil juristic acts with themselves in the name of the principal, unless the principal agrees or ratifies. An agent shall not, in the name of the principal, carry out a civil juristic act at the same time with other people he represents, except with the consent or ratification of the principal.