no effect.

employees affected by the epidemic in COVID-19 who cannot repay their housing provident fund loans normally during the period from February 1 to June 3, 22 will not be treated as overdue and will not be submitted to the credit reporting department as overdue records.

the collected penalty interest shall be returned, and the overdue record shall be adjusted if it has been submitted to the credit reporting department.

those who meet the above conditions will be handled by the center in a unified and centralized way, without the borrower's application, so that the loan workers can take Anxin pills, which truly means "no need, no going out, no gathering".

The measures to benefit the people from the provident fund during the epidemic in Ningbo include:

1. It can be postponed

It can reasonably share the burden of job security of the enterprises that have paid in

Enterprises affected by the COVID-19 epidemic can apply for postponing the payment of housing provident fund before June 3, 22 after being discussed and passed by the workers' congress or the trade union and providing relevant resolutions. The time of deposit during the postponement period is continuously calculated, which does not affect the normal withdrawal and application of housing by employees. In the next month after the expiration of deferred payment, it is necessary to pay back the deferred housing provident fund, which reduces the financial cost of enterprises to a certain extent, helps enterprises and employees to solve problems and help them tide over financial difficulties.

II. Reducing the ratio or stopping the payment

Reducing the cost of employing workers in enterprises

Enterprises affected by the COVID-19 epidemic can apply for reducing the ratio of payment or stopping the payment of housing provident fund before June 3, 22, on the premise of full consultation with employees, through discussion and adoption by the workers' congress or trade union and providing relevant resolutions. If you apply for the suspension of payment, the deposit time during the suspension period will be calculated continuously, which will not affect the normal withdrawal and application of housing provident fund loans by employees. After the expiration of the suspension period, the normal deposit will be resumed. Further relieve the difficulties of enterprise employees during the epidemic period and support the orderly resumption of production.

III. Relief

Increase the protection for loan workers

Employees affected by the COVID-19 epidemic who cannot repay the housing provident fund loans normally from February 1 to June 3, 22 will not be treated as overdue and will not be submitted to the credit reporting department as overdue records. The default interest that has been collected shall be returned. If the overdue record has been submitted to the credit reporting department, it shall be adjusted. Those who meet the above conditions will be handled by the center in a unified and centralized manner, without the need for the borrower to apply, so that the loan workers can eat Anxin pills and truly "do not go out, do not gather".

IV. Help

Reasonably increase the withdrawal quota for renting houses

For employees affected by the COVID-19 epidemic who rent their own houses in the market, from March 22, the monthly withdrawal quota for employees in Haishu District, Jiangbei District, Yinzhou District, zhenhai district District and Beilun District will be increased from 7 yuan to 1 yuan. It can further alleviate the pressure on employees to pay rent.

V. The Special Office

opens up a dedicated green channel for quick processing

Center to further optimize the service mode and innovate the service mechanism, and implement that all office workers must take their temperature every time they enter the door, register their ID cards and other related information, take the implementation of "one map, one yard and one index" as the starting point, require the production of "health code", and implement accurate, intelligent and efficient "point-and-point" control. In view of the service workers from key epidemic areas, a green channel will be opened, and a special person will be responsible for guiding them to the service window to avoid contact with other service workers and staff, so as to improve work efficiency and shorten the processing time. At the same time, we will open a special window for delaying payment, reducing the proportion and stopping payment, and quickly accept the relevant applications of the unit to ensure the prevention and control of the epidemic and promote the resumption of work.

VI. Convenient

Vigorously advocate the "non-contact" handling mode

Ningbo Center has released online handling channels such as Zhejiang Government Service Network, Central Network Hall, Zhejiang Office App and Alipay App to the society through WeChat WeChat official account and websites, which really enables deposit enterprises to understand policies, understand policies and make good use of them, and has opened "online handling" and "handheld handling" in a thoughtful and caring way.

According to statistics, since February, Ningbo Center has completed 699 online deposit businesses and 715 online withdrawal businesses; 2 housing provident fund loans were repaid online in advance, and the principal and interest of repayment was 2,952,4 yuan. The "Ningbo Service" comprehensive self-service terminal equipped in the lobby has an average daily business volume of 15 pieces. The government service robot provides business consultation and business guidance for deposited employees, effectively reducing the risk of cross-infection by intelligent service level, and ensuring that epidemic prevention does not stop and services do not stop.