The credit amount of provident fund refers to the amount of provident fund required to be paid by the enterprise where the employee works. In the housing provident fund, there are two types: debit amount and credit amount. The debit amount is the provident fund that has been paid by the enterprise. In addition, there are two concepts of debit amount and credit amount. The debit amount refers to the amount that needs to be deducted from the employee's provident fund loan at regular intervals. The credit amount refers to the amount of the employee's provident fund. The housing provident fund management center will pay the amount to the account on time.

How to get a provident fund loan 1. The borrower brings relevant materials and goes to the selected bank branch to apply for a loan. The required materials include proof of family income, proof of housing provident fund payment, proof of identity, housing contract or Relevant agreements, etc.; 2. Bank staff will check the borrower’s relevant materials, and after confirming that the materials are correct, submit the application to the Housing Provident Fund Management Center; 3. Staff of the Provident Fund Management Center will review and approve the loan application; 4. After approval, The bank notifies the borrower to handle the follow-up procedures for the loan; 5. The bank issues the loan as agreed.