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Second, how much interest does the second-hand car loan need?
The basic routine of second-hand car loan, for example, chestnuts: you and the merchant agreed to clinch a deal of 65438+ 10,000 yuan, with a down payment of 30,000 yuan and a loan of 70,000 yuan. Ok, now let's calculate your monthly payment. Generally, your loan amount will be increased by 65,438+00 points as a rebate for car dealers, so your actual loan amount is 77,000. In addition, GPS will be installed compulsorily, with a charge of 1, 000-3,000 per household. Finally, you pay 2768 in three years. Let's calculate your actual monthly interest. In the process of communicating with you, the lender will give you the concept of stealing around the law. For the same loan and monthly payment, the monthly interest calculated by the lender is between 6-8%, and then euphemistically, according to your big data qualification, the interest will fluctuate a little.
3. What is the interest rate of second-hand car loans?
At present, the interest rate of second-hand car loans on the market is generally around 6% to 8% per month, and the lending rate of individual platforms may be higher. Take the used car as an example. At present, 30% down payment and 50% down payment are divided into 24 or 36 installments, and the annual interest rate is generally around 6.6%.
So I can better understand some of her inner world, but I still haven't waited until 10. On the contrary, I want to take advantage of Tianya as a tree hole to vent. Of course, the ultimate goal is to let her see it.
Miss you, the girl I miss, yy, how are you? How are you getting along now?
On April 3, when I was unprepared, I met you. This is something I dare not even think about. I didn't expect to meet you on the first day in this city. It's just that when I turned around, that smile and that sweet talk didn't come at me. You didn't find me at all, but how could I forget this familiar voice?
On the first day in this city, I walked out of the airport, took a taxi to the branch office, explained my work, and asked my colleagues to take me to the residence prepared by the company. The environment is very good, I am very satisfied. Put your luggage away. It's still a little after five, so I just want to go out for a walk. I am really familiar with the city of GZ, which has been widened for many years. I have fond memories of this city, and the girl in my heart still lives here. This location is really close to the subway, with many bus stops and many people. I walked to the subway station. In fact, I really don't know where to go, and I'm thinking about whether to look for it before. Just then, a voice sounded, so familiar. I turned around and saw her. She walked two or three meters away from me and greeted a girl in the subway. Say that finish, I turned to talk to the girl behind me. That smile is very sweet. I really want to rush up and hug her, but I dare not. She still hates me, and I guess she won't forgive me.
4. What is the general interest rate for second-hand car loans?
The interest on second-hand car loans is generally around 6%: 1. Second-hand car loan, that is, second-hand car mortgage loan, refers to the loan issued by commercial banks to individual borrowers to buy second-hand cars for consumption and mortgage the purchased cars as collateral. At present, the development potential of second-hand cars in China is very great, and many people need second-hand cars very much because of their limited economic ability, or just for practicing or transitional use. 2. Since 2008, China automobile market has entered the fast lane of development. In just five years, China automobile market has changed from a big automobile consumption country to the largest automobile production and sales country in the world. According to the time when cars will change cars after five years of use, then in the next few years, the China automobile market will gradually enter the car change tide; 3. The used car market will also change from building consumer confidence to serving consumers. A second-hand car trading market in Zhongshan, together with six banks, officially launched the installment payment business for second-hand car consumption to the public. This means that citizens can buy used cars through car loans. The second-hand car loan business finally broke the ice.