How does Gome Online pay by installment?
1. "Gome Online Installment Payment" is one of the credit card consumer credit services of China Merchants Bank, and it is an online installment payment settlement platform provided by China Merchants Bank for credit card holders. Through this platform, the credit card holders of China Merchants Bank can choose to divide the total price of the purchased goods into three, six and 12 installments on average when shopping online in Gome, and use the credit card to complete the installment payment in real time through the network, and then the cardholders can repay on time according to the credit card bill.
Second, the number of stages of Gome's online merchant bank and the corresponding handling fee.
Installment requires you to bear a certain installment fee, which will be charged by China Merchants Bank in the first month. Please refer to the bank statement for the amount of expenses. The minimum installment payment is 300 yuan, and the maximum installment payment cannot exceed 50,000 (this amount is the amount payable for the order).
Third, the installment payment process of Gome online merchant bank
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1, buy goods, add them to the shopping cart, and submit the order;
2. When the order payment amount is greater than or equal to 300 yuan, you can choose China Merchants Bank to pay by installments;
3. Click online payment, select credit card installment payment, and select the number of installments. Payment amount = total order amount+installment fee, in which the total order amount is the order amount, and the fee is budgeted by Gome according to the bank interest rate, for users' reference only. The actual handling fee is charged by the bank, which is reflected in the user's credit card installment bill.