The highest evaluation value of provident fund loans is generally lower than the transaction price, and the specific proportion varies from region to region.

① Shinan, Shibei and Licang Districts: The appraised price is generally about 70% of the actual transaction price.

② Laoshan District: The evaluation price is generally about 80%-90% of the actual transaction price.

③ Huangdao District: The evaluation price is generally about 90% of the actual transaction price.

④ Chengyang District: The evaluation price is generally about 80% of the actual transaction price.