Not less than 30%.

The down payment ratio for provident fund loans to buy ordinary houses (144 square meters and below) is not less than 30%. For non-ordinary houses (above 144 square meters), the down payment ratio is not less than 35%. If it is a second The down payment ratio for a house should not be less than 80%.

Provident fund refers to state agencies and institutions, state-owned enterprises, urban collective enterprises, foreign-invested enterprises, urban private enterprises and other urban enterprises and institutions, private non-enterprise units, social groups and their employees , long-term housing savings with equal contributions.