If children want to use the provident fund to buy a house for their parents, they may need to sign a purchase contract with their parents, and then they can use the provident fund loan with the purchase contract.

2. Can children apply for provident fund loans to buy real estate under their parents' names?

You can apply for a loan by providing the following legal and valid documents.

1 The Approval Form for Housing Provident Fund Loan Application is made in triplicate, and the Housing Provident Fund Management Center will fill it out on the spot.

2. The original and 3 copies of the household registration book, ID card and marriage certificate of both husband and wife.

3. 3 originals of the legal and valid house transaction contract signed with the house property owner (including the house owner); If the house transaction contract is not signed, 3 original written certificates of consent to the sale shall be provided.

4. The ownership certificate of the transaction house, that is, the original and three copies of the real estate license. * * * Some houses need to provide the original and three copies of the real estate license.

5. The original and 3 copies of the prepaid house purchase bill and deed tax payment certificate.

6. In case of mortgage or pledge guarantee, the original and three copies of the ownership certificate of the mortgaged property or pledge right shall be provided, and three originals of the written certificate of the person who has the right to dispose of the mortgage (pledge) shall be provided. If the purchased house or other collateral is mortgaged, it is also necessary to provide 3 originals of the evaluation report on the transaction house or other collateral issued by the evaluation institution recognized by the lending institution.

7. In case of guarantee, three copies of the guarantor's guarantee ability certificate (including business license, financial statements for the last three years, qualification grade certificate, credit grade certificate, etc.) shall be provided. ).

3. Can children use the housing provident fund to buy their parents' house?

If the depositor meets any of the following circumstances, he may withdraw the storage balance in the housing provident fund account:

Housing category:

1. Purchase, build, renovate and overhaul owner-occupied housing;

2. Repay the principal and interest of the owner-occupied housing loan;

Rent low-rent housing, public rental housing or private housing in this city and the rent exceeds15% of the family's monthly salary income;

Non-housing category:

1. Enjoy the minimum living guarantee for urban residents;

2. Encountering the following unexpected events makes family life particularly difficult:

(1). I, my spouse, my parents and my children suffer from serious diseases;

(2) In the event of major disasters such as earthquake, ice disaster, flood, fire and major traffic accidents;

3. retirement category;

4. Go abroad to settle down;

5. Completely lose the ability to work, and terminate or terminate the labor relationship with the unit according to law;

6. Terminate or terminate the labor relationship with the unit, and the account moves out of this city or the account is not in this city;

7. Terminate or terminate the labor relationship with the unit for more than 2 years;

8. The depositor is dead, declared dead or missing.

Note: In any of the following circumstances, the depositor may not withdraw the housing provident fund:

1. The housing provident fund account is sealed up or frozen according to law;

2. Purchase, build, rebuild and overhaul commercial houses and villas, and repay the principal and interest of the above-mentioned real estate loans;

3. Obtaining the ownership of owner-occupied housing by means of gift, inheritance, division, merger and exchange;

4. For housing provident fund loans, overdue loans have not been returned during the repayment period or have not been paid off despite compensation from the guarantee company.

4. Can children apply for provident fund loans when they buy a house under their parents' names?

Even if you buy a property under your parents' name, it is a normal transaction. If the ownership has changed, you can apply. But the premise is that your own provident fund deposit amount and fixed number of years can meet the purchase conditions, and your parents' real estate should also have enough fixed number of years to make provident fund loans.

I hope I can help you, and I hope to adopt it!