Postal savings loans are divided into several products, one of which is called high-quality loans, which belong to personal credit consumption loans. You can apply online and wait for the approval of the Postal Savings Bank after submitting the loan application. Examination and approval means bank examination, which mainly depends on whether the applicant meets the loan conditions. So how long is the approval time?

How long does it take to audit the quality of postal loans?

High-quality postal savings loans can be approved within 2 working days at the earliest. Please consult your local branch for details. The Postal Savings Bank will try its best to complete the review within 24 working hours after the user submits the application. If there is a holiday or a large number of applicants, the approval progress may be slightly delayed. Please keep your mobile phone open and wait patiently for the approval progress SMS.

Postal loan-quality loan (personal credit consumption loan) handling method:

1 Mobile Banking: Click Home-Loan-I want to spend money and enter the unified entrance of postal loan to apply;

2 WeChat Bank: Click Finance-Personal Loan Application-Postal Loan-Quality Application;

3 Personal Online Banking: Click Personal Loan-I want to spend-enjoy the loan later-enjoy the quality later-personal credit consumption loan-apply immediately.

After the application for high-quality postal loan is successful, there will be a corresponding quota. Applicants can log in to the mobile banking of the Postal Savings Bank and click on the home page-Loan-I want to spend-My Postal Savings Loan-Quality Loan-Online Loan-Loan Issuance Application for Postal Savings Loan-Quality Loan Issuance.

As mentioned above, how long does it take to audit the quality of postal loans? If there is demand in this area, you can apply through official channels, and remember to pay it off on time after the application is successful. After all, this is a formal loan product, and it is for credit investigation.